Coverage Options
From basic accident protection to comprehensive wellness plans, find the perfect coverage for your pet's needs and your budget.
Insurance Carriers We Represent
As an independent agent, I work with top-rated pet insurance carriers to find you the best coverage at the best price.
Fetch
Fetch stands out with comprehensive coverage that includes exam fees (up to $250 per sick visit), complete dental coverage for all adult teeth, and breed-specific hereditary conditions. They offer up to 90% reimbursement with customizable deductibles, plus unique perks like behavioral therapy coverage ($1,000/year), 24/7 online vet access, and their Fetch Pet Rx pharmacy with 100% reimbursement on qualifying medications. Protecting over 500,000 pets, Fetch covers dogs and cats 6 weeks and older with claims paid via direct deposit within 2 days of approval.
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Prudent Pet
Prudent Pet offers Essential and Ultimate accident-and-illness plans with annual benefits up to unlimited coverage. Choose from deductibles of $100-$1,000 and reimbursement rates of 70-90%. They process 75% of claims within 24 hours and include standout features like 24/7 vet chat access, $500 kennel cost coverage if you're hospitalized, and a $1,000 mortality benefit. Available in all 50 states with no age or breed restrictions, Prudent Pet also offers wellness add-ons and a 10% multi-pet discount.
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Kanguro
Kanguro brings a modern, digital-first approach to pet insurance with their AI-powered claims processing that delivers reimbursements in as little as 2-4 days. Their Essential and Essential Plus plans offer customizable coverage with annual limits from $5,000-$30,000, deductibles from $100-$1,000, and 70-90% reimbursement rates. Every policy includes 24/7 Televet services with access to a vet within 60 seconds. Fully bilingual in English and Spanish, Kanguro offers 10% discounts for annual payments and multi-pet enrollment.
Rainwalk
Rainwalk focuses on transparent, hassle-free pet insurance with easy online claims and direct bank account reimbursements. Their comprehensive coverage includes vaccination benefits, free virtual vet services for all policyholders, and broad protection that goes beyond standard policies. Known for exceptional customer service with a 4.7/5 Trustpilot rating, Rainwalk offers quick response times across multiple channels including their mobile app, email, phone, and text. They also provide a financial hardship assistance program for premium payment flexibility.
What's Covered
Our comprehensive plans cover a wide range of conditions and treatments to keep your pet healthy and protected.
Accident Coverage
Protection when the unexpected happens
- Broken bones and fractures
- Cuts, bites, and lacerations
- Eye and ear injuries
- Swallowed foreign objects
- Poisoning and toxic ingestion
- Burns and electrocution
- Car accidents
- ACL and ligament tears
Illness Coverage
Comprehensive care for health conditions
- Cancer and tumors
- Diabetes management
- Heart disease
- Kidney and liver disease
- Allergies and skin conditions
- Digestive issues
- Respiratory infections
- Urinary tract infections
Wellness Coverage
Preventive care to keep pets healthy
- Annual wellness exams
- Core vaccinations
- Dental cleanings
- Blood work and screenings
- Flea/tick/heartworm prevention
- Spay/neuter procedures
- Microchipping
- Nutrition consultations
Emergency Care
When every second counts
- 24/7 emergency vet visits
- Emergency surgery
- Hospitalization
- ICU and critical care
- Blood transfusions
- Oxygen therapy
- Emergency medications
- After-hours care
Not Sure Which Plan is Right?
Let me help you find the perfect coverage for your pet. Get a personalized recommendation based on your pet's breed, age, and health.